Chartered Financial Analyst (CFA)
1 Ethical and Professional Standards
1-1 Code of Ethics
1-2 Standards of Professional Conduct
1-3 Guidance for Standards I-VII
1-4 Introduction to the Global Investment Performance Standards (GIPS)
1-5 Application of the Code and Standards
2 Quantitative Methods
2-1 Time Value of Money
2-2 Discounted Cash Flow Applications
2-3 Statistical Concepts and Market Returns
2-4 Probability Concepts
2-5 Common Probability Distributions
2-6 Sampling and Estimation
2-7 Hypothesis Testing
2-8 Technical Analysis
3 Economics
3-1 Topics in Demand and Supply Analysis
3-2 The Firm and Market Structures
3-3 Aggregate Output, Prices, and Economic Growth
3-4 Understanding Business Cycles
3-5 Monetary and Fiscal Policy
3-6 International Trade and Capital Flows
3-7 Currency Exchange Rates
4 Financial Statement Analysis
4-1 Financial Reporting Mechanism
4-2 Income Statements, Balance Sheets, and Cash Flow Statements
4-3 Financial Reporting Standards
4-4 Analysis of Financial Statements
4-5 Inventories
4-6 Long-Lived Assets
4-7 Income Taxes
4-8 Non-Current (Long-term) Liabilities
4-9 Financial Reporting Quality
4-10 Financial Analysis Techniques
4-11 Evaluating Financial Reporting Quality
5 Corporate Finance
5-1 Capital Budgeting
5-2 Cost of Capital
5-3 Measures of Leverage
5-4 Dividends and Share Repurchases
5-5 Corporate Governance and ESG Considerations
6 Equity Investments
6-1 Market Organization and Structure
6-2 Security Market Indices
6-3 Overview of Equity Securities
6-4 Industry and Company Analysis
6-5 Equity Valuation: Concepts and Basic Tools
6-6 Equity Valuation: Applications and Processes
7 Fixed Income
7-1 Fixed-Income Securities: Defining Elements
7-2 Fixed-Income Markets: Issuance, Trading, and Funding
7-3 Introduction to the Valuation of Fixed-Income Securities
7-4 Understanding Yield Spreads
7-5 Fundamentals of Credit Analysis
8 Derivatives
8-1 Derivative Markets and Instruments
8-2 Pricing and Valuation of Forward Commitments
8-3 Valuation of Contingent Claims
9 Alternative Investments
9-1 Alternative Investments Overview
9-2 Risk Management Applications of Alternative Investments
9-3 Private Equity Investments
9-4 Real Estate Investments
9-5 Commodities
9-6 Infrastructure Investments
9-7 Hedge Funds
10 Portfolio Management and Wealth Planning
10-1 Portfolio Management: An Overview
10-2 Investment Policy Statement (IPS)
10-3 Asset Allocation
10-4 Basics of Portfolio Planning and Construction
10-5 Risk Management in the Portfolio Context
10-6 Monitoring and Rebalancing
10-7 Global Investment Performance Standards (GIPS)
10-8 Introduction to the Wealth Management Process
2.7 Hypothesis Testing

2.7 Hypothesis Testing - 2.7 Hypothesis Testing

Key Concepts

Null Hypothesis (H0)

The Null Hypothesis (H0) is a statement that there is no effect or no difference. It represents the status quo or the default assumption. For example, if you are testing whether a new drug is effective, the Null Hypothesis would be that the drug has no effect.

Example: H0: The average return of a mutual fund is equal to 10% per year.

Alternative Hypothesis (H1 or Ha)

The Alternative Hypothesis (H1 or Ha) is a statement that contradicts the Null Hypothesis. It suggests that there is an effect or a difference. Continuing with the drug example, the Alternative Hypothesis would be that the drug is effective.

Example: H1: The average return of a mutual fund is not equal to 10% per year.

Test Statistic

A Test Statistic is a value calculated from the sample data that is used to decide whether to reject the Null Hypothesis. The choice of test statistic depends on the type of data and the hypothesis being tested.

Example: For a mean test, the test statistic might be the t-statistic, calculated as (sample mean - hypothesized mean) / (sample standard deviation / √sample size).

P-Value

The P-Value is the probability of obtaining a test statistic at least as extreme as the one observed, assuming the Null Hypothesis is true. A small P-Value (typically ≤ 0.05) indicates strong evidence against the Null Hypothesis, so you reject it.

Example: If the P-Value is 0.03, it means there is a 3% chance of observing the data if the Null Hypothesis is true. Since 0.03 is less than 0.05, you would reject the Null Hypothesis.

Significance Level (α)

The Significance Level (α) is the threshold used to decide whether to reject the Null Hypothesis. Commonly set at 0.05, it represents the risk of rejecting the Null Hypothesis when it is actually true.

Example: If α = 0.05, you are willing to accept a 5% risk of making a Type I error (rejecting a true Null Hypothesis).

Type I and Type II Errors

A Type I Error occurs when you reject the Null Hypothesis when it is actually true. A Type II Error occurs when you fail to reject the Null Hypothesis when it is actually false.

Example: In a criminal trial, a Type I Error would be convicting an innocent person, and a Type II Error would be acquitting a guilty person.