Chartered Financial Analyst (CFA)
1 Ethical and Professional Standards
1-1 Code of Ethics
1-2 Standards of Professional Conduct
1-3 Guidance for Standards I-VII
1-4 Introduction to the Global Investment Performance Standards (GIPS)
1-5 Application of the Code and Standards
2 Quantitative Methods
2-1 Time Value of Money
2-2 Discounted Cash Flow Applications
2-3 Statistical Concepts and Market Returns
2-4 Probability Concepts
2-5 Common Probability Distributions
2-6 Sampling and Estimation
2-7 Hypothesis Testing
2-8 Technical Analysis
3 Economics
3-1 Topics in Demand and Supply Analysis
3-2 The Firm and Market Structures
3-3 Aggregate Output, Prices, and Economic Growth
3-4 Understanding Business Cycles
3-5 Monetary and Fiscal Policy
3-6 International Trade and Capital Flows
3-7 Currency Exchange Rates
4 Financial Statement Analysis
4-1 Financial Reporting Mechanism
4-2 Income Statements, Balance Sheets, and Cash Flow Statements
4-3 Financial Reporting Standards
4-4 Analysis of Financial Statements
4-5 Inventories
4-6 Long-Lived Assets
4-7 Income Taxes
4-8 Non-Current (Long-term) Liabilities
4-9 Financial Reporting Quality
4-10 Financial Analysis Techniques
4-11 Evaluating Financial Reporting Quality
5 Corporate Finance
5-1 Capital Budgeting
5-2 Cost of Capital
5-3 Measures of Leverage
5-4 Dividends and Share Repurchases
5-5 Corporate Governance and ESG Considerations
6 Equity Investments
6-1 Market Organization and Structure
6-2 Security Market Indices
6-3 Overview of Equity Securities
6-4 Industry and Company Analysis
6-5 Equity Valuation: Concepts and Basic Tools
6-6 Equity Valuation: Applications and Processes
7 Fixed Income
7-1 Fixed-Income Securities: Defining Elements
7-2 Fixed-Income Markets: Issuance, Trading, and Funding
7-3 Introduction to the Valuation of Fixed-Income Securities
7-4 Understanding Yield Spreads
7-5 Fundamentals of Credit Analysis
8 Derivatives
8-1 Derivative Markets and Instruments
8-2 Pricing and Valuation of Forward Commitments
8-3 Valuation of Contingent Claims
9 Alternative Investments
9-1 Alternative Investments Overview
9-2 Risk Management Applications of Alternative Investments
9-3 Private Equity Investments
9-4 Real Estate Investments
9-5 Commodities
9-6 Infrastructure Investments
9-7 Hedge Funds
10 Portfolio Management and Wealth Planning
10-1 Portfolio Management: An Overview
10-2 Investment Policy Statement (IPS)
10-3 Asset Allocation
10-4 Basics of Portfolio Planning and Construction
10-5 Risk Management in the Portfolio Context
10-6 Monitoring and Rebalancing
10-7 Global Investment Performance Standards (GIPS)
10-8 Introduction to the Wealth Management Process
3 Economics Explained

3 Economics - 3 Economics Explained

1. Supply and Demand

Supply and Demand is the fundamental economic model that describes how prices are determined in a market economy. The interaction between the quantity of a good or service that producers are willing to supply and the quantity that consumers are willing to demand determines the market equilibrium price and quantity.

Example: In a local farmers' market, the supply of tomatoes increases during the summer months due to favorable weather conditions. As the supply increases, the price of tomatoes decreases. Conversely, if a drought reduces the supply of tomatoes, the price will increase as consumers demand the same quantity.

2. Gross Domestic Product (GDP)

Gross Domestic Product (GDP) is a measure of the total value of all goods and services produced within a country's borders over a specific period, typically a year. It is a key indicator of a country's economic performance and is used to assess the standard of living and economic health.

Example: If a country's GDP grows by 3% in a year, it indicates that the economy has expanded by 3%. This growth can be driven by increased production in various sectors such as manufacturing, services, and agriculture. A higher GDP generally correlates with higher employment rates and improved living standards.

3. Inflation and Deflation

Inflation is the rate at which the general level of prices for goods and services rises, leading to a decrease in purchasing power. Deflation, on the other hand, is the opposite phenomenon where prices fall, increasing purchasing power. Both inflation and deflation can have significant impacts on an economy.

Example: If the inflation rate is 2% annually, the cost of goods and services will increase by 2% over the year. This means that $100 will buy 2% less than it did the previous year. Deflation, however, could lead to consumers delaying purchases in anticipation of lower prices in the future, which can slow economic growth.